To protect your financial assets for the future, invest your retirement funds in a

Certificate of Deposit

that will yield a high rate of profit for you to be able to enhance your retirement lifestyle. With

First Fidelity Financial Group

, a leader in bank products dedicated to serving you and providing you with the peace of mind that your hard earned investments are safe and secure, allowing you to enjoy the relaxing retirement that you deserve, and have fully earned. We are a leader in giving you the best

high yield CDs

and

Retirement Savings

. Our desire to educate and serve the consumer is evident in our attention to detail. When visiting a First Fidelity office throughout the United States you will find that each member office and employees are dedicated to serving their clients. We are extremely proud of our associates and we are sure you will feel the same way. With over 30 years of combined experience, the experts of First Fidelity Financial have helped thousands of families find

FDIC insured banks

to achieve a Safe & Secure retirement, providing excellent Interest Rates, Bank Cds, Equity Indexed Annuities,

Tax Deferred Fixed Annuities

, Secure Investments, IRA Planning, Municipal Bonds, Tax Free Investments, Retirement Asset Will, and Safety of Principal. With a specific focus on making sure you don’t outlive your hard-earned savings, the First Fidelity professionals understand your need for individualized attention, a caring relationship, and a proven approach that lets you live the best years of your life worry-free. Our objective is to provide you with the financial instruments that can give you the peace of mind to enjoy your retirement knowing that your funds are safe and secure.Home First Fidelity About First Fidelity Brochures Consumers Services Charities Q & A Resources Typical Office Coral Springs Venice Request Info Careers Contact us document write(myString bold Everyone at First Fidelity Financial would like to thank you for your interest and desire to learn more about us First Fidelity is a financial services organization that focuses on the needs of the retired Our objective is to provide you with the financial instruments that can give you the peace of mind to enjoy your retirement knowing that your funds are safe and secure At First Fidelity we follow the savings accounts

money market accounts

fixed annuities and other higher yielding accounts First Fidelity Financial its affiliates and their licensed financial professionals do not render tax or legal advice Please consult with your tax and legal advisors regarding your personal circumstances Securities and Insurance Products : Are not insured by the FDIC or any Federal Government Agency May lose value Not a Deposit of or Guaranteed by the Bank or any Bank Affiliate Privacy Policy Contact us

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Please Note: Annuities marketed by or through a bank or other financial institution are: *Not a deposit *Not FDIC insured *Not insured by any federal government agency *Not guaranteed by the bank *May go down in value. First Fidelity Financial Group is not a state or federally insured financial institution, and is not affiliated with First Fidelity Bank, First Fidelity Trust, or First Fidelity Savings & Loan. In Arizona, Oklahoma and certain other states, offices may operate under the name Firstar Financial Group, LLC.
 
When being presented with a Fixed Annuity, the consumer will be working with a licensed insurance agent.

Introduction to Annuities

 

Annuities are flexible insurance contracts designed to provide income and help you achieve short, medium, and long-term savings goals. And these are not unused financial vehicles: last year alone, annuity sales topped $200 billion (Source: unknown).
 

Much like a CD is a financial product offered by a bank, an annuity is a product offered by an insurance company. In essence, the same company that insures your home, your car and your life, may also help you with your finances during retirement.

After making a single lump-sum premium payment, or a series of periodic payments, individuals can then receive regular annuity payments from the insurance company. These payments can be made over a definite period of time, or they can last a lifetime. No other financial vehicle can guarantee you an income that you cannot outlive.

Payments to the annuity owner can be tailored to begin after the contract has been established for a number of years, or they can begin immediately after the first premium payment is made.
 

Annuity owners have the choice of receiving regular fixed interest rates (better known as a "fixed" annuity), or having their annuities grow depending on the growth of underlying variable accounts (referred to as a "variable" annuity).

Over time, insurance companies modified and enhanced both types of annuities; however, their basic premise has always remained the same. And because annuities are issued by an insurance company, Congress allows them to grow tax-deferred under current tax laws.

Now for a real in-depth look at annuities, let's begin with a brief history of annuities. You might be surprised to learn how long annuities have been around.